Apply after that the next instructions:
Blending Options-Pattern Overlay (you’ll see the pictured element in the
Pattern option)

We’ll get this image:

Take now this instrument

and try to insert the entire site’s panel in a frame.
Fill 0% on the layers.
Blending Options-Inner Glow
Blending Options-Stroke
Select now an appropriate fragment of a photo and place it the way you may see in the lower picture.