Apply after that the next instructions:
Blending Options-Pattern Overlay (you’ll see the pictured element in the Pattern option)



We’ll get this image:



Take now this instrument and try to insert the entire site’s panel in a frame.



Fill 0% on the layers.
Blending Options-Inner Glow



Blending Options-Stroke



Select now an appropriate fragment of a photo and place it the way you may see in the lower picture.