The layer’s parameters: Blending Options>Drop Shadow



Blending Options>Stroke

 



Find in Internet a young girl’s photo, processing it the next demonstrated way:



Create a new layer and then select the Rectangular Marquee Tool (M) on it.
Right click on the picture, choosing the Color Range option. Pick with Eyedropper Tool the brightest zone on the girl’s shoulder.



We’ll get the next selected zones:



Fill the selected zones on the picture with the color #EADCBC



Select Pen Tool (P) to outline the girl’s contours. Right click on image and select Make Selection with Feather Radius – 0px.



Fill the selection with color: #490F02. Don’t press Ctrl+D to Deselect.
Now we need to choise Select>Inverse and press Delete to cut the background around girl.
Merge Down both layers into a single one (CTRL+E). Insert the new result on the picture.



Set the next parameters for the girl’s new layer we’ve got: Blending Options>Stroke

 



Select again the Custom Shape Tool (U) for drawing a lot of small white stars of different sizes. Turn around the new stars, selecting the Free Transform option for this operation. Several of the layers containing the new stars should be placed lower than the layers containing the colored stripes, the same way shown below:



Finished!

View full size here.